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What is Universal Credit? Universal Credit is a monthly payment designed to assist with living costs. It’s available to individuals who are on a low income, out of work, or unable to work. The payment is made once a month (or twice a month for some people in Scotland) and replaces several other benefits and tax credits. These include:

  1. Child Tax Credit
  2. Housing Benefit
  3. Income Support
  4. Income-based Jobseeker’s Allowance (JSA)
  5. Income-related Employment and Support Allowance (ESA)
  6. Working Tax Credit

If you’re already receiving any of these benefits or tax credits, you don’t need to take any action unless you receive a Migration Notice informing you to claim Universal Credit. In that case, you must switch to Universal Credit within 3 months to continue receiving financial support. Note that if you or your partner currently receives Pension Credit, it will also stop when one of you claims Universal Credit. However, other benefits like Personal Independence Payment (PIP) or Carer’s Allowance will continue.

How to Claim Universal Credit: You can apply for Universal Credit online or by phone. Make sure to provide the necessary information and seek help if needed. Additionally, if you disagree with a decision related to Universal Credit, there are steps you can take to address it.

Remember that eligibility criteria apply, so it’s essential to check if you qualify based on your circumstances. If you need more detailed information, feel free to ask!

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